Discusses the definitions of vandalism and malicious mischief in named perils property policies, specifically the ISO homeowners policy. Includes information on the broad interpretation of the term and loss scenarios.

Do the actions of an insured contacting a claimant qualify as an invasion of privacy under the CGL?

This article offers a broad brush approach in discussing warehouse operators legal liability coverage.

Crime Coverage and What Is a Financial Loss Our insured is a hospital that maintains Employee Dishonesty Coverage at a limit of $2,000,000. Recently,…

August 2012 Dec Page   Article of the Month   Warehouse Operators Legal Liability insurance is not as specialized as it was in the past. Both…

August 2012 Intro Page   Dec Page   Warehouse Operators Legal Liability insurance is not as specialized as it was in the past. Both AAIS and…

Utility Services Direct Damage and Time Element Losses and Coverages   July 16, 2012   Summary: This article discusses the nature and…

Does loss of membership dues fall under accounts receivable for a nonprofit organization?

Second Claim Occurs Before First Claim Repairs Completed July 10, 2012   This is in reference to a non-owner occupied (rental) property. The insured…

Spoilage Loss Coverage Requires Mechanical Breakdown July 11, 2012 My client experienced a partial roof collapse. As a result, the local authorities…