Duty to Defend Does not Arise Until Defense is Tendered by the Insured   November 19, 2012 The insured brought an action against its insurer, alleging…

Causation Rule and Number of Occurrences   October 23, 2012   This insurance dispute arose after several hundred people were infected with…

Capitol Specialty Insurance v. JBC Entertainment Holdings, Inc.: Insurer filed for a declaratory judgment as to whether the general liability policy covered negligence claims by a customer who was shot at the insured's premises.

Defective Construction Not an Occurrence   October 29, 2012   The Ohio Supreme Court has ruled that defective construction (faulty workmanship)…

Is there coverage for mold and contamination in a commercial building's HVAC system?

Longshore and Harbor Workers Compensation Coverage Question   August 13, 2012   A manager claimed he sustained injuries while performing his…

Explanation of information provided in the Summary Comparison Worksheets for D&O forms.

Other Issues   November 1, 2004   The material in this section was written by and reproduced with permission of Dan A. Bailey, Esq..…

Policy Limits, Retentions, and Coinsurance   February 1, 2010 Policy Limits   Most D&O policy forms are subject to a single annual aggregate…

Parking Lot Coverage with Commercial Property Form February 4, 2013 We have an insured that is a church, and it has had several occurrences of vandalism…