Emerging Risks


Replacement Cost Contractual Obligations January 9, 2013 Under a replacement cost contract on a commercial insurance policy, is the insurer’s…

Trailer Covered as Business Personal Property or Storage Shed? January 9, 2013 Our insured's policy excludes trailers as business personal property.…

January 15, 2013
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EB 00 20 01 13 Equipment Breakdown Protection Coverage Form, January 2013 edition

I am handling a claim for the insured on an open perils homeowners policy with an endorsement that covers code upgrade/enforcement. The covered peril…

Day Laborer “Employee” Under Temp Agency’s CGL Policy? This loss occurred in Texas . The insured provides temporary staffing. The…

January 15, 2013
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Employment Related Exclusions under CGL Coverage Form   January 15, 2013   The insurer brought a lawsuit seeking a declaration that it had…

January 09, 2013
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Asbestos Manufacturing and Expected Injury   January 7, 2013   The insured, an asbestos manufacturer, sued its insurer seeking coverage for…

January 08, 2013
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CM 00 29 01 13 Theatrical Property Coverage Form, January 2013 edition

January 08, 2013
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HO 23 87 12 10 Mine Subsidence Coverage Endorsement - Kentucky, December 2012 edition

January 07, 2013

Does a BOP liability policy provide coverage for the claimant's legal fees as ordered by a local judge? Are legal fees specifically excluded by the…