Waiver and Estoppel do not Outweigh Cancellation of Policy   March 25, 2013   The auto policy of the insured was cancelled due to failure…

Withheld Depreciation on a Per Trade Basis   March 25, 2013   I am involved in a hail damage property claim insured by policy form BP 00 02…

Roofer Starts to Replace Wrong Roof March 18, 2013 I have a homeowner claim situation that I am hoping that you can offer some insight on. A contracting…

April 2013 Intro Page   Dec Page   The Dec Page for this month provides two interesting items form Don Malecki, a well-known and well-respected…

Self-Insured Retentions, Part Two   An Examination of the Use and Problems   March 18, 2013   Summary: This second and concluding part…

April 2013 Dec Page   Question and Answer   The following question and answer is reprinted with permission from Malecki on Insurance, a monthly…

Additional Insured Status  March 18, 2013  Before the court was a motion for summary judgment filed by the insurer. The sole issue was whether…

Loss of Use Claim March 18, 2013 I have a general question with regard to a claim involving damage to the work/work product of the insured and the claim…

Food Spoliation Claim March 18, 2013 The insured has coverage under a CG 00 01 (12-04) form. After completing improper repairs on a refrigeration unit,…

March 18, 2013Our insured is a towing company. The insured was towing a car out of a ditch with a winch cable with controls on back of the tow truck.…