Insurable Interest in Stolen Autos September 6, 2013 Recovery by Innocent Purchaser—Court Cases   Summary: Whether an innocent purchaser…

BP 00 03 07 13 Businessowners Coverage Form, July 2013 edition

Automatic Coverage For Additional or Replacement Vehicles September 9, 2013 Summary: The policy provisions of the personal auto…

ISO's personal auto policy PP 90 01 07 06 with restricted liability coverage is discussed and explained.

Updating of Undamaged Septic System September 4, 2013 I have an insured who has suffered covered fire damage to his home. During the course of reconstruction…

Offer to Return Premium not Required as Prerequisite to Policy Rescission   September 3, 2013 The insureds, whose garage was destroyed by fire,…

Failure to Warn Claim Not Covered   August 26, 2013   The insurer filed a declaratory judgment action seeking a declaration that the liability…

BAP Symbol 1—Any Auto Scope of Coverage August 14, 2013   Summary: This is an article written by Don Malecki, consulting FC&S editor,…

Hail Blocking Gutters Not Exception to Commercial Property Limitation August 19, 2013 Our insured carries a CP 10 30, Causes of Loss – Special…

September 2013 Intro Page   Dec Page   The article of the month deals with the issue of a building versus a structure. Property, liability,…