No Property Damage, No Coverage   June 24, 2013 The insured well-drilling company brought an action against its insurer alleging breach of the…

Med Pay Coverage under the PAP June 24, 2013 We have a named insured driver who has a prosthetic leg that was damaged in an auto accident. The prosthetic…

Completed Operations and Your Work Exclusion We insure a fertilizer dealer who also does some application of the fertilizer. The fertilizer dealer classification…

“Your Work” Exclusion Does Not Apply to Damage to Other Parts of House from Faulty Foundation In Wilshire Ins. Co. v. RJT Const., LLC, 2009…

July 2013 Intro Page   Dec Page   The article of the month deals with the failure to supply exclusion. Both private and public companies that…

July 2013 Dec Page   Article of the Month   Both private and public companies that are service providers, such as water companies and gas…

This article discusses global warming and its effect on construction, corporations, and insurance.

Household Exclusion Applicable in Wrongful Death Claim   June 17, 2013   Homeowner insured's former live-in girlfriend brought a wrongful…

Securities Exchange Act of 1934—Section 16(b)   May 2007   Many policy forms contain exclusionary language relating to Section 16(b)…

Effect of Insureds' Declarations or Statements Misrepresentations in Application and Post Loss Can Void Coverage  Summary: An insured's misrepresentation…