Emerging Risks


April 01, 2013
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CG 22 99 04 13 Professional Liability Exclusion - Website Designers, April 2013 edition

April 01, 2013
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CG 22 98 04 13 Exclusions - Internet Service Providers and Internet Access Providers Errors and Omissions, April 2013 edition

March 27, 2013
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Waiver and Estoppel do not Outweigh Cancellation of Policy   March 25, 2013   The auto policy of the insured was cancelled due to failure…

Withheld Depreciation on a Per Trade Basis   March 25, 2013   I am involved in a hail damage property claim insured by policy form BP 00 02…

March 21, 2013

Roofer Starts to Replace Wrong Roof March 18, 2013 I have a homeowner claim situation that I am hoping that you can offer some insight on. A contracting…

March 21, 2013

April 2013 Intro Page   Dec Page   The Dec Page for this month provides two interesting items form Don Malecki, a well-known and well-respected…

March 21, 2013

Self-Insured Retentions, Part Two   An Examination of the Use and Problems   March 18, 2013   Summary: This second and concluding part…

March 20, 2013

April 2013 Dec Page   Question and Answer   The following question and answer is reprinted with permission from Malecki on Insurance, a monthly…

March 20, 2013
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Additional Insured Status  March 18, 2013  Before the court was a motion for summary judgment filed by the insurer. The sole issue was whether…

Loss of Use Claim March 18, 2013 I have a general question with regard to a claim involving damage to the work/work product of the insured and the claim…