Emerging Risks


July 01, 2013

Florists Supplemental Schedule

July 01, 2013
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Sole Owner and Member as an Employee   July 1, 2013 The insured under a commercial garage liability policy brought an action against the insurer,…

July 01, 2013
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Race Discrimination Claim not an Occurrence   April 15, 2013   Five African-American men alleged they were refused entry into the insured's…

Claim Payment—When Due? Our homeowners insured (HO-3, 4/84 edition) suffered a theft loss over three months ago and has not yet received a check…

Nesting and Infestation Exclusion July 1, 2013   Woodpeckers are pecking at the insured's outdoor electrical components, which are located in a…

Direct Primary Coverage under GKLL March 21, 2012 This is a garagekeepers coverage question. The insured has direct primary coverage. The insured changed…

June 28, 2013

November 2009 Intro Page No. 966 November 2, 2009 Dec Page: The question of the month deals with what goes into the process of forming a captive insurance…

June 28, 2013
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Buyer with Control of Vehicle Deemed Owner for Insurance Purposes In Fairmont Specialty v. Estate of Hoohuli, 2009 WL 2252236 (D.Hawaii), defendant…