February 2014 Dec Page   Article of the Month   Problems can arise when a blanket additional insured endorsement is attached to the commercial…

When a damaged building is not going to be repaired, is depreciation considered a recurring expense?

May a land owner request loss of rental income coverage for a building owned by someone else?

Exclusion j.(5) Means What It Says and Says What It Means   January 13, 2014   In a heated opinion from the state’s Supreme Court, South…

Insurability of Punitive Damages   October 21, 2013   Outcomes Not Consistent State-to-State   Summary: This discussion examines issues…

Commercial Property Endorsements  October 21, 2013  Standard Amendments of Coverage  Summary: Many of the standard endorsements used as part…

Truckers Endorsements   Reviewed January 6, 2014 Listing and Description   Summary: While numerous commercial auto endorsements can be used…

Fluids Damage Assisted Living Facility January 7, 2014 Our insured had a HO 4 policy (04/91) policy. Our insured is a tenant at an assisted living facility.…

Occurrence and Coverage under the CGL Form   January 6, 2014   The insurer brought an action seeking a declaratory judgment that it had no…

Vehicle Stolen from Valet Parking Service December 30, 2013 Our insured is an upscale restaurant that provides a valet parking service for customers.…