Emerging Risks


October 24, 2013
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Medical Marijuana User Disqualified from Unemployment Compensation Benefits   October 21, 2013   To date, twenty states and the District…

October 23, 2013

November 2013 Intro Page   Dec Page   The article of the month deals with automatic coverage for vehicles under the terms of the personal…

October 22, 2013

Property Damage Coverage under Real Estate Operations Endorsement October 21, 2013 We insure a real estate broker on a Commercial General Liability…

Damage to Chiller Not a Completed Operations Claim   October 9, 2013 This question is in regards to the j. exclusions in the CG 00 01 12 07 for…

Contractual Requirement for CGL Coverage An insurer recently denied coverage for a claim where property damage was caused by a subcontractor on a job…

Business Risk Exclusions and Carpet Torn During Installation Please help me with a coverage question.  The policy involved is a PT 0617…

October 17, 2013

November 2013 Dec Page   Article of the Month   The policy provisions of the personal auto policy (PAP) give automatic coverage under certain…

Additional Insured Vendor Endorsement Question We have been using the additional insured vendor endorsement for our insured who is getting products…

Removal of Fence by Neighbor October 16, 2013 We have an HO2 policy. Our insured erected a privacy fence on his property line, a boundary that is the…

October 16, 2013
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The ISO CA 23 13 10 13 Trailer Interchange Fire and Fire and Theft Coverages, that can be used with the Motor Carrier Coverage Form.