Emerging Risks


February 05, 2014

Claims-Made Policy and Reporting Requirements   February 3, 2014   The insurer under a claims-made policy filed a declaratory judgment action…

February 04, 2014

Pool Liner and Concrete Block February 4, 2014 Insured has an in ground pool. Water collected on the cover and pulled down on it, causing one of the…

February 04, 2014

In-laws Are Not Insureds February 4, 2014 Our insured has an HO6 policy and owns a second floor condo that he rents out to his in-laws at a reduced…

February 04, 2014

Business Judgment Rule under Attack   By Dan A. Bailey, Bailey Cavalieri LLC   January 17, 2014   This material is provided by and reproduced…

February 04, 2014

Removal of skunk spray and residual odor.

February 04, 2014

Multiple Mortgagees February 4, 2014 There was a fire loss in Wisconsin where the seven-figure home sustained a devastating house fire. The house had…

February 04, 2014

Introduction—Risk Identification   January 24, 2014   Topics Covered: Origin of Liability of Directors and OfficersDirectors' and…

February 04, 2014

Guaranteed Replacement Cost and Repair or Replacement February 4, 2014 The policyholder has the guaranteed replacement cost endorsement (GRC) on her…

February 03, 2014

Heating Service Overfills Oil Tank February 3, 2014 I have a homeowners claim that is insured with ISO form HO 03 04 91. The cause of loss is an oil…

January 29, 2014

AAIS Commercial Property Condominium Program January 28, 2014Coverage for Condominium Buildings and Unit-OwnersSummary: The AAIS commercial…