Emerging Risks


October 06, 2025

A discussion of an order by the TDI responding to TWIA's request for limit increases across four lines of business.

October 06, 2025

A summary of the ISO Circular for October 6, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

October 06, 2025

A discussion of a press release published by the California Department of Insurance announcing alleged violations of the state's claim handling laws.

October 06, 2025

When a windstorm causes a pole to break in half which then causes a fire, what's the proximate cause of the loss?

October 06, 2025

A man bought insurance after the loss and filed a claim for preexisting damages.

October 06, 2025

A chart outlining the various different approaches on a state-by-state basis to no-fault auto insurance.

October 06, 2025

The plaintiff argued that the two lawsuits are not related claims, defined in the policy, since they involve different time periods, locations, plaintiffs, and management agreements, while the insurer countered that they are related claims since both lawsuits are based on the plaintiff's rental management program.

October 06, 2025

Discusses new endorsements effective 1/1/2026 amending the general liability coverage part to address actual or alleged assault or battery, generative artificial intelligence, and human trafficking wrongdoing.

October 03, 2025

A discussion of an order published by the SCDOI announcing an increase in the fee.

October 03, 2025

A summary of the ISO Circular for October 3, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.