Emerging Risks


April 19, 2019

Words and terms that have a contractually defined meaning that applies throughout the personal auto policy (PAP) are collected in one section called the “Definitions” section.

April 19, 2019
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IL 09 35 07 02 Exclusion of Certain Computer-Related Losses, July 2002 edition

April 17, 2019
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The U.S. Court of Appeals for the 11th Circuit has ruled that in the following case the insurer had no duty to cover a class action lawsuit alleging that its insured had sent hundreds of thousands of ”junk faxes”, even if the insured took this action based on the belief that the recipients had agreed to receive the faxes. In handing down this decision the 11th Circuit agreed with the federal district court in Georgia.

April 16, 2019
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HO 06 15 02 17, Trust Endorsement, February 2017 Edition

April 16, 2019
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PP 03 23 09 18 Miscellaneous Type Vehicle Endorsement, September 2018 Edition

April 16, 2019
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PP 03 28 09 18 Miscellaneous Type Vehicle Amendment (Motor Homes), September 2018 edition

April 15, 2019

Discusses the current measles outbreak and possible coverage issues.

April 15, 2019

Discusses flood loss and declaration of flood.

April 15, 2019

A Florida Express Lube and Auto Repair business owner filed a claim for burned business hours after consulting a bankruptcy attorney.

April 14, 2019
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HO 05 43 10 00 Residence Held in Trust, October 2000 Edition