CG 20 12 12 19 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations

Discusses business income coverage for quarantines.

Discusses what qualifies a helper as a domestic employee.

32 claims were filed that included altered medical bills, repair bills, and bills for expensive car seats.

A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.