Recognizing that it's conclusion was at odds with courts across the country, the California Court of Appeal found that an insured adequately pled a claim of direct physical loss or damage due to the presence of the COVID-19 virus on an insured property.

The court did find that the insurance office presented records that contained credible information that the use of credit scores is discriminatory.

How smartwatches, pacemakers, and water heaters are foiling best laid criminal plans.

Insurers have prevailed in numerous business interruption lawsuits for pandemic-related losses.

In neighboring West Virginia, a state of emergency was declared in six counties.

HO 04 49 Building Additions and Alterations - Other Residence. Schedule for alterations at premises rented to an "insured" as a residence.

The Colorado Division of Insurance has issued a draft emergency regulation for comment regarding ordinance or law coverage for those in areas where building codes are being waived.

Discusses coverage and underwriting for XCU exposures.

Summary: With an effective date of 9/1/22 ISO has made available several endorsement amendments to address abuse or molestation liability exposures…

A new litigation report is a warning shot to insurers that they must increase their resources—both in-house and outside counsel—in at least two segments of the industry.