Discusses optional business income endorsements.

An overview of the IBHS Wildfire Prepared Home Designation™ and its eligibility requirements.

Liquor liability exclusion unambiguously precluded insurer's duty to defend a club against negligence claims of motorist injured by patron who became inebriated at the club, says Indiana Supreme Court.

A police officer behaves badly.

When an insured buys a motorized surfboard and the insurer isn't quite sure about coverage, what's the answer?

Discusses the development and use of Business Income coverage.

Checklist to ensure all business income issues are addressed.

The plaintiff was injured while operating a bowl and mixer that were incompatible, and argued that the alleged negligent act fell within an exception for negligence related to the university's "ownership, maintenance, or use of ... [o]ther machinery or equipment, whether mobile or stationary."

Alexia Cruz, the claim general counsel at insurer Travelers, predicts analytics will be "instrumental" in identifying cases that could yield nuclear verdicts so defendants and their insurers can put the right amount of resources towards those cases upfront.

More than half of surveyed consumers are likely or somewhat likely to cancel a policy to save money, Guidewire reports.