When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.

A summary of the ISO Circular for May 15, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

The CA 01 12 10 13 Limited Mexico Coverage that can be used with the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carriers Coverage Form.

CA 00 25 10 13 Auto Dealers Coverage Form

CA 00 20 10 13 Motor Carrier Coverage Form

CA 00 20 11 20 Motor Carrier Coverage Form.

The ISO CA 00 01 10 13 Business Auto Coverage Form.

A summary of the ISO Circular for May 13, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A summary of the ISO Circular for May 12, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a directive published by the Georgia Office of Commissioner of Insurance following up on a previous directive.