Emerging Risks


July 16, 2008

Businessowners — Lawsuit Alleging Loss of Use Q Our insured is a supplier of marine parts and equipment and was called upon by a Puerto Rico…

July 16, 2008

Contractual Interference as Cause of Damage Q My insured owns a strip shopping center. He has a ground lease with a corporation that allows them to…

July 16, 2008

The insured moved an ex-employee's car with a forklift. The car was damaged. Does the care, custody, or control exclusion apply to the PD claim?

July 16, 2008

The Eighth Circuit Court of Appeals found that an insurer had a duty to defend its insured in actions brought against the insured by the Federal Trade…

July 15, 2008

Who Is Responsible for Builders Risk Deductibles?   Currently, we have a requirement that the municipality I represent be a named insured on builders'…

July 14, 2008

Loading and Unloading Issue Our insured received a delivery and sent two employees out to unload the vehicle; this vehicle is not owned by or rented…

July 14, 2008

Property Damage Issue under CGL Form Our insured is a rental equipment company. In this particular claim, it rented out an electricity generator that…

July 13, 2008

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

July 13, 2008

Pollutant Definition under CGL Form Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly…

July 07, 2008

Valuable Papers Coverageand Limits of Insurance Q The question here is not what valuable papers coverage applies to, but just how much coverage the…