Emerging Risks


July 07, 2008

Garage Liability and Products Completed Operations Claim Our insured runs a tire service station and he has a standard garage coverage form A customer…

July 07, 2008

Boiler and Machinery—Lightning Damage to Freezer—Coverage for Food under Consequential Loss Endorsement? Q Our insured suffered a lightning…

July 07, 2008

My insured has claims-made pollution coverage for underground storage tanks. A leak in one of the tanks occurred in April, 1999. However, my insured…

July 07, 2008

Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…

July 07, 2008

Irrigation System and Steam Boiler Policy We have an insured with a company-specific steam boiler policy. The insured has coverage for direct damage…

July 07, 2008

Our agency insures a beauty shop under a Business Owners Policy (BOP) (ISO BP 00 02 12 99) providing coverage for the insured's building and business…

July 07, 2008

Questions if business income coverage applies if a business must shut down due to gasoline fumes (odor).

July 07, 2008

Garagekeepers Coverage for a Stolen Auto Q Our insured is covered by a garagekeepers policy. He was conducting a state inspection on a car, performing…

July 07, 2008

Valuable Papers and RecordsCoverage Away from Premises Q We have an insured with coverage for valuable papers and records on a commercial inland marine…

July 07, 2008

Faulty Work Exclusion under Garage Policy Q Our insured, an auto repair shop, has an ISO garage coverage form CA 00 05 10 01. Recently a customer's…