Emerging Risks


July 16, 2008

  Injured Pedestrian not "Insured" under Father's UM Policy In Carlson v. Allstate Insurance Co., 2008 WL 2131345 (Minn.), a pedestrian who…

July 16, 2008

Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…

July 16, 2008

Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…

July 16, 2008

In Essex Insurance Company v. Zota, 2008 WL 2520879 ( Fla. , 2008) , Mercedes Zota was injured when she fell from scaffolding while painting a mural…

July 16, 2008

Commingling of Funds by Brokers Q In reviewing the material, we see that some states allow agents to commingle agency and company monies; and others…

July 16, 2008

Asbestos Lawsuit and the CGL Form Q I insure an installation contractor who has been pulled into an asbestos-related lawsuit. The widow of a man who…

July 16, 2008

Property Damage Includes Theft of Cash? Our commercial liability policy defines property damage as physical injury to tangible property, including all…

July 16, 2008

Commercial Crime Coverage Form—Archived Article February, 2003 Discovery and Loss Sustained Versions Summary: The commercial crime coverage…

July 16, 2008

April 2006 Intro Page   No. 923 April 3, 2006 Dec Page   The question of the month deals with subrogation. Subrogation is a means by which…

July 16, 2008

Fiduciary Liability Coverage April, 2005 St. Paul Travelers Property Casualty 1. GENERAL DESCRIPTION. The policy protects benefit plans, the sponsor…