Emerging Risks


July 07, 2008

Obtaining Advancement of Defense Costs in D&O Insurance Policies October 2004 Directors and officers liability insurers continue to be the deep…

Garagekeepers Faulty Work Exclusion Q Our insured is a car wash operation. While washing a car, the insured's employees used a solution to clean the…

Our insured is a retail fish market located on Main St. On 12/31/01 a water main broke which flooded a number of businesses located on the opposite…

Physical Damage Deductible— Commercial Auto Policy Q One of the auto dealers I represent carries specified perils coverage for auto physical…

July 07, 2008

When a windstorm damages vehicles on the property, is the resultant business income loss covered?

July 07, 2008

What is Third Party Employee Dishonesty coverage? Is it expensive?Ohio SubscriberWhat you are referring to is an employee of the named insured…

July 07, 2008

 We have a client who hired a payroll service to take care of issuing their payroll checks, filing taxes, issuing W-2s, etc. The payroll service…

Boiler and Machinery—Coverage for Damage Caused by Leaking Valve? Q Our insured, who owns an ice skating rink, has coverage under the comprehensive…

Boiler and Machinery Object Definition in Question Q The insured is a granite monument manufacturer. The stone is cut by huge circular diamond-tipped…

July 07, 2008

When ice from the sprinkler causes the unit to collapse.