Emerging Risks


Computer Equipment Includes Telephone System? Q Our insured suffered a covered loss to its computerized telephone system with damages totaling more…

Garagekeepers Coverage—Repossessed Vehicle Q Our insured is an auto repair facility that performed work on an auto and then released the car…

July 07, 2008

Rare Articles Coverage Includes Coins? Q I am insuring a merchant on BOP Form BP 00 02 01 96 who had some rare coins stolen. Under optional coverage…

Employee Dishonesty Coverage and Discovery Period Q Our insured business owner received a phone call from a customer stating he had been double-billed.…

What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?

July 07, 2008

AAIS Mobile Medical Equipment Coverage Coverages and Provisions January 2006 Summary: The American Association of Insurance Services (AAIS) has…

July 07, 2008

Discusses coverage when picture submitted is incorrect.

July 07, 2008

Replacement CostProvision in the 1996 BOP Q I'm adjusting a claim that is covered by an ISO businessowners policy form BP 00 02 01 96. The Loss Payment…

July 07, 2008

Obtaining Advancement of Defense Costs in D&O Insurance Policies October 2004 Directors and officers liability insurers continue to be the deep…

Garagekeepers Faulty Work Exclusion Q Our insured is a car wash operation. While washing a car, the insured's employees used a solution to clean the…