Emerging Risks


Our insured is a retail fish market located on Main St. On 12/31/01 a water main broke which flooded a number of businesses located on the opposite…

Physical Damage Deductible— Commercial Auto Policy Q One of the auto dealers I represent carries specified perils coverage for auto physical…

July 07, 2008

When a windstorm damages vehicles on the property, is the resultant business income loss covered?

July 07, 2008

What is Third Party Employee Dishonesty coverage? Is it expensive?Ohio SubscriberWhat you are referring to is an employee of the named insured…

July 07, 2008

 We have a client who hired a payroll service to take care of issuing their payroll checks, filing taxes, issuing W-2s, etc. The payroll service…

Boiler and Machinery—Coverage for Damage Caused by Leaking Valve? Q Our insured, who owns an ice skating rink, has coverage under the comprehensive…

Boiler and Machinery Object Definition in Question Q The insured is a granite monument manufacturer. The stone is cut by huge circular diamond-tipped…

July 07, 2008

When ice from the sprinkler causes the unit to collapse.

Is the expense incurred to move tenants to temporary quarters a covered extra expense?

July 07, 2008

Private Securities Litigation Reform Act of 1995 October 2004 The following is an expanded discussion of the Private Securities Litigation Reform Act.…