Emerging Risks


July 24, 2008

Does a wind loss trigger coverage for removal of asbestos?

July 24, 2008

Trailer Considered Property Not Covered Our insured allowed their best and largest client to park a semi-trailer on their property. The semi-trailer…

July 24, 2008

When the county declares that the building must be razed, is it excluded under ordinance or law?

July 24, 2008

Discusses whether the earth movement exclusion applies to damage caused by pile driving.

July 24, 2008

When the power goes out, what happens when the surge when the power comes on causes damage?

July 24, 2008

Pollutant Damage Caused by Specific Perils Not Excluded Our insured sustained a loss due to a puff back from their gas-fired furnace. The carrier denied…

July 24, 2008

Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…

July 24, 2008

Outdoor Signs and Outdoor Fixtures Covered as Commercial Property? The commercial property coverage form (CP 00 10) insures outdoor fixtures but excludes…

July 24, 2008

Water Damage Not Caused by Drain Overflow Excessive rain from thunderstorms caused interior water damage to a building through the roof. The building…

July 24, 2008

Rented or Occupied Property Covered under CGL Form? Q Our CGL insured is a small electronics manufacturing firm. Frequently, the owner, the named…