Emerging Risks


July 24, 2008

Discusses whether property management fees should be included as a business income expense.

July 24, 2008

Mobile Equipment Definition Includes Lunch Wagon? Q We have a question concerning the definition of "mobile equipment" as it appears on the commercial…

July 24, 2008

Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…

July 24, 2008

CGL Coverage for Alleged Theft by Employee   We issued a CSP policy to The Housekeepers. It appears an employee took items from two homes, but…

July 24, 2008

What happens when fire damages a building and the rest is ordered to be demolished.

July 24, 2008

Concurrent Causation under Commercial Property Form Q The question we pose involves the commercial property policy's exclusion 3.b., wherein losses…

July 24, 2008

Water Loss Repairs Responsibility of Building Owner or Contents Owner? Q Our insured owns a building and recently there was a water loss to various…

July 24, 2008

Is a contractor error a cause of loss?

July 24, 2008

In Transit Coverage for Plumber's Tools? Q Our insured plumber's van was broken into and tools usually carried therein were taken, valued at more…

July 24, 2008

Lawn mower as mobile equipment.