Emerging Risks


Employee Dishonesty—Partners vs. Corporate Formation Q The named insured on an employee dishonesty policy written by us is "Smith & Jones,…

July 07, 2008

Discusses All American Agency Facilities available coverages for food borne illnesses.

Garagekeepers Maximum Deductible? Q We write a garagekeepers policy with a $500 per vehicle deductible subject to a $2,500 maximum deductible per…

Employee Benefits Liability Endorsement and COBRA Q How does the employee benefits liability endorsement on a CGL policy respond to mistakes an employer…

July 07, 2008

Businessowners — Does Faulty Design Exclusion Apply? Q We insure a business under a businessowners policy form BP 00 02 12 99. The tenants who…

July 07, 2008

Power Surge and the BOP Form Q I write an account on an ISO BOP coverage form, BP 00 02 12 99, with attached endorsement BP 04 56 01 97, utility services…

July 07, 2008

Insuring Uninsurable Punitive Damages By Dan Bailey, Esq. This material is provided by and reproduced with permission of Dan A. Bailey. Mr. Bailey…

July 07, 2008

Discusses whether a dog can be considered as property of others under the BOP form BP 00 02 12 99.

July 07, 2008

D&O Lessons From Recent Claims October 2004 By Dan Bailey, Esq. Mr. Bailey is a member of the Columbus, Ohio, law firm of Bailey Cavalieri LLP.…

July 07, 2008

My insured's leased employee was given expense money and disappeared with it. The insurance company that writes the employee dishonesty coverage…