Garage Operations Include Restaurant and Office Buildings? Q We insure a new car dealer on a garage policy. This insured owns several office buildings…

How to apply the proper symbols to leased vehicles.

Excess Insurance Drop Down Question February 2006 How Insolvency of Primary Carrier Affects Excess Coverage Summary: By definition and longstanding…

Replacement Cost Defined Our insured has a businessowners policy, ISO special form BP 00 02 12 99. In August, lightning destroyed the computerized phone…

Period of Indemnity ExtensionEndorsement and Loss of Rents Q A multi-unit apartment building owned by one of our insureds was damaged by fire. Six…

Falling Objects and the BOP Q An insured knocked over a medical instrument that contained mercury. The mercury spilled and cleanup costs were incurred.…

Discusses business income expense of valuable papers and records.

Scaffolding Coverage Under the Small Tools Floater We have insured a small contractor for a number of years, and have generally arranged…

Boiler and Machinery Form—Accident Defined Q Our insured is a food processor who uses an extruder to process meat for sale. The metal tub that…

Employee's Salary a Continuing Operating Expense Who decides which employees and their payroll remain during the period of restoration? The insured…