Emerging Risks


Employee’s Auto Rentedby Employer — How to Cover? We have an example of a possible coverage gap under the business auto coverage form.…

November 25, 2008

Vehicular Coverage under CGL Form We are under the impression that unlicensed, off-road trucks are no longer covered by the commercial general liability…

November 25, 2008

Property Damage Claim and Tangible Property Requirement We have an insured that installed carpet for a hotel. After the installation was complete, the…

November 25, 2008

Are underground sprinklers covered on the commercial property policy?

Tire Damage Due to Skidding Q We are asking about the issue of tires that are damaged as a result of an emergency stop. There was a subsequent rollover…

November 25, 2008

Premises — Meaning of Q The businessowners policy covers business personal property including property in the open within hundred feet of the…

Towing Expenses after a Collision Loss Q Our insured had an auto accident in Florida and then had the truck transported to his company headquarters…

Trailer Coverage under the BAP I have a question about the business auto policy. The policy declares that it covers trailers with a load capacity of…

November 25, 2008

Discusses whether items in a locked vehicle are in the insured's care, custody or control.

November 25, 2008

Snowplowing Claims and the CGL Form Does the CGL form provide completed operations coverage for snowplowing claims? I always thought that there was…