Ohio Casualty Group-Archived Article

November 2001

Homeowners Survey

Ohio Casualty Group
136 N. Third St.
Hamilton  OH 45025
(513) 867-3000

1.     Writes homeowners in AK, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, NE, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, and WY.

2.     Uses ISO forms and endorsements.

3.     No, does not use independently-filed forms that are significantly different from ISO's.

4.     Offers preferred program through American Fire & Casualty.

5.     No substandard program.

6.     Writes a repair cost homeowners using independently-filed forms in the following states: AK, AZ, AR, CO, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MN, MS, MO, NE, NJ, NM, OH, OK, OR, PA, SC, TN, UT, VA, WA, WI, and WY.

7.     Writes combination homeowners-auto policy in the following states: AK, AZ, AR, CO, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MN, MS, MO, NE, NJ, NM, NC, OH, OK, OR, PA, SC, TN, UT, VA, WA, WI, and WY.

8.     No open perils coverage on unscheduled personal property of unit owners or tenants offered.

9.     Offers open perils coverage for home computer equipment.

10.     Offers coverage for home day care operations through ISO endorsements HO 04 96 ad HO 04 97.

11.     Offers the following credit: age of dwelling.

12.     Covers earthquake using ISO endorsement HO 04 54 with a 10% deductible.