Emerging Risks


All-Terrain Vehicle Coverage under CGL Form? Q This question deals with a CGL policy purchased in an individual's name. The insured personally owns…

Safe Deposit Box Drilling Covered? Our insured's dwelling and personal property were destroyed in a tornado. The keys to her lock box at the local bank…

The “Sistership” Exclusion in the CGL Form October, 2007 Summary: This article explains the “sistership” exclusion found…

December 05, 2008

Absolute Pollution Exclusion Giving Traditional Environmental Pollution More Than Just Lip Service November 2005 Summary: This article notes…

Loading and Unloading Claim Covered by Business Auto or CGL Form? Q Should the business auto or the CGL policy respond to a situation in which a fireplace,…

December 04, 2008

December 2008 Dec Page Question of the Month   Many insurance disputes are handled through the use of arbitration, and the parties involved in…

December 03, 2008

"Your Work" Exclusion and Roof Damage Q Our insured is a contractor specializing in home construction. Recently, he informed us that the owner of…

Risk Classification Change Affects Premium Rate Q Our CGL insured manufactures harrows. A harrow is a non-motorized piece of equipment that consists…

December 02, 2008
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In Macey v. Carolina Cas. Ins. Co., 2008 WL 4906161 (D.Conn.), plaintiffs William Macey, Charles Santoro, and Harriet Weiss Terbell sued the Carolina…

December 01, 2008

December 2008 Intro Page   No. 955 December 1, 2008 Dec Page   The question of the month deals with arbitration. Many insurance disputes…