Emerging Risks


September 29, 2009
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Purported Collapse Not a Covered Event   In Rapp B. Properties, LLC v. RLI Ins. Co., 2009 WL 2927484 (N.Y.A.D. 1 Dept.), an insured building owner…

September 23, 2009

Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

September 23, 2009
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Anti-stacking Clause for UIM in Driver's Policy Ambiguous, Unenforceable   In Wagner v. Yates, 2009 WL 2832880 ( Ind. ), Brenda Wagner sued Bobbi…

September 23, 2009

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

September 23, 2009

Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…

September 23, 2009

Application of pair/set clause to wall sconces.

September 23, 2009

"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…

September 23, 2009

October 2009 Intro Page No. 965 October 1, 2009  Dec Page   The question of the month deals with the ordinance or law issues. Various political…

September 22, 2009
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Surplus Lines Quick Reference Chart-Archived March, 2002 State-by-State Summary Summary: This treatment summarizes, on a state-by-state basis,…