November 2009 Dec Page Question of the Month   What goes into the process of forming a captive insurance company? There are several factors that…

Discusses Delgado v. American Family Ins. Group. Appellant Dionicia Delgado was injured when the automobile in which she was a passenger collided with another automobile.

Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…

12/29/2008                             A…

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…

12/26/2005 A new article, AAIS Mobile Medical Equipment Coverage form, was added to FC&S this week. 12/19/2005 The article Handling a Total…

Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…

Inventory Not “in the Open” When under Tarp   In Twenhafel v. State Auto Prop. and Cas. Ins. Co., 2009 WL 2914281 C.A.7 (Ill.), the…

Web Construction Inc.

Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…