October 2009 Dec Page Question of the Month   Various political jurisdictions often adopt and then enforce ordinances or laws that regulate the…

Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…

BOP Deductible Application under One Occurrence Our insured has a BOP policy, which covers some scheduled tools and equipment and some blanket tools…

Preservation of Property Additional Coverage and Policy Limits In the BP 00 03 06 07, under Section 1, Property, A. Coverage, 5. Additional Coverages,…

Deductible Application on the BOP Our insured has an ISO special form BOP (BP 00 02 06 89) on a 20-building apartment complex. The policy has a $1,000…

IH OO 83 09 09 Tank Storage Coverage Form, September 2009 edition

Unsolicited Fax Outside CGL Policy’s Advertising Injury Coverage   Auto-Owners Ins. Co. v. Websolv Computing, Inc., 2009 WL 2750263 [C.A.7…

Is hitting a dead animal comp or collision?

Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Questions permissive use and no-fault under the personal auto policy.