ISO Programs


This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

June 05, 2023

This discussion analyzes the Owners and Contractors Protective Liability (OCP) Coverage Form, CG 00 09.

Discusses an ISO revision to the commercial Auto Hacking Expense Endorsement, effective January, 2024.

ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.