This article looks at the parallel nature of the changing availability of fire insurance in California and other western states and the development of flood insurance over time.

When the additional living expenses aren't additional.

The Arizona Department of Insurance and Financial Institutions has announced a new law regarding dogs and homeowners policies that goes into effect June 30, 2023.

When an association policy is nonrenewed and the new policy is substantially more so that unit owners are assessed for the increase in premium, can they file a claim under their loss assessment coverage for the increase?

In light of increased wildfire risks, increased housing values and construction costs, the Oregon FAIR Plan Association board of directors approved an…

This is a copy of the ISO HO 00 05 03 22 Homeowners 5 - Comprehensive Form which provides open perils coverage for both the dwelling and personal property of the insured.

This article reviews a number of issues surrounding deductibles and how they should be applied.

The Colorado Insurance Department has issued a bulletin regarding ALE and other settlement payments related to damage from various wildfires.

An ambitious fraudster crashes cars and floods houses in attempts to get claim payments.

A woman lied to insurers both on her application and then in reporting claims.