Homeowners Program


July 29, 2013

Should insured be reimbursed for $100 hotel bill incurred staying in a hotel while water backup damage is repaired?

July 08, 2013

AAIS HO 4835 07 13 Roof Surfacing Amendment (Actual Cash Value Terms for Windstorm or Hail Loss)

June 18, 2013

This article discusses global warming and its effect on construction, corporations, and insurance.

May 21, 2013

Mowing the Neighbor's Yard May 14, 2012 If an insured uses his own motorized lawnmower or tractor to mow his neighbor's grass or plow his neighbor's…

May 21, 2013

Driveway as Other Structure May 3, 2013 Is a driveway considered covered property under the ISO HO 03 04 91? Our insured hired a contractor to do…

May 21, 2013

Discusses how various policies handle common issues with natural disasters.

May 02, 2013

The Parameters of Flood Insurance Wading Through Mud, Floods and Rising Lakes  By Christine G. Barlow From the May 2013 issue of Claims Magazine  Spring…

April 15, 2013

Discusses boarding pets when the property is damaged.

Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.

March 11, 2013

Shows the state statutes against bullying with school requirements.