Homeowners Program


August 07, 2015

Use of ATV at a state park.

August 03, 2015

Discusses water backing up through drains in the home.

Discusses rationale behind scheduling, coverages, and exclusions.

June 12, 2015
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This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.

May 20, 2015

Solar panels are becoming more popular. We had a homeowners claim denied when solar panels collapsed due to weight of ice and snow. The panels were…

May 04, 2015

Discusses the Maryland Insurance Department's response to riots in Baltimore City.

April 20, 2015

Coinsurance on Other Structures April 20, 2015 I have a loss to other structures on the homeowners policy. Is coverage and coinsurance determined…

February 17, 2015

Insurance for a rented condo.

January 26, 2015

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.