Insurance for a rented condo.

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Flood Insurance Coverage Dispute  December 1, 2014  This case pertains to a motion by the insurer for summary judgment. The dispute is over a flood…

Discusses drones as aircraft.

The subject of this discussion is the improvements and betterments insuring agreement in forms covering residential risks. This supplementary coverage is sometimes also known as Building Additions and Alterations.

Questions if lava flow is excluded based on the landslide/earth movement exclusion of the HO 00 03 and DP 00 03 policies.

Depreciation and ACV September 15, 2014 A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing…

FAIR Plan Coverage Limited by Statute  September 15, 2014  In 1968, the legislature enacted the California FAIR Plan to provide property insurance…