Homeowners Program


June 17, 2021

This September 2012 issue of Claims Magazine discusses the issues surrounding vacancy and occupancy of a dwelling.

June 14, 2021

The new law will soon prohibit insurers from charging higher premiums or denying coverage based solely on a dog's breed.

June 14, 2021

A man has insurance but doesn't actually have a loss.

June 07, 2021

While collapse seems like straightforward coverage, what exactly is a collapse is often more complicated.

June 07, 2021

A robbery victim without insurance buys coverage and tries to file a claim after the fact.

June 01, 2021

Discusses additional living expenses and when and how they should be applied.

May 31, 2021

Additional living expenses is broad coverage; however, the premises must be unfit to live in in order for coverage to be available.

May 31, 2021
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South Carolina Supreme Court rules that insurers can factor labor costs depreciation into actual cash value offers to insureds.

This article by advisory board member Ethan A. Gross, JD discusses the surging construction costs driven by the pandemic and the affect it may have on insureds and their coverage.

May 10, 2021

Certain legal products require the grower/seller to have a license in order to grow, store and sell the product. Once an individual's license expires, that individual may find themselves in violation of state laws, and may experience serious consequences.