In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form.
The current cost of lumber and other building materials is unusually higher than normal; how does this affect claim settlement when the loss occurred before the building materials become so expensive?
Recording of July 28 webinar Condominiums- Insurance: Your Questions Answered.
Many people will claim that personal property is stolen in order to obtain a payout from their insurance carrier. This case involves the supposed theft of fur coats.
Current requirements of carriers in light of wildfires occurring in California.
Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?
Many people start their own companies as a way to make a living. This group of people created a fraud ring instead and took to burning houses for the insurance money and other illegal acts as their business.
Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.
More often than you might imagine we get questions concerning deceased individuals and cleanup of remains. This particular question deals with a named perils policy.
Discusses the problems of buying insurance on price alone.