This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.

Discusses what qualifies a helper as a domestic employee.

A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.

A group of people used chicken as their preferred method to set houses on fire.

Discusses clean up of frogs from a crawl space.

Discusses cans of paint and other items to be used on the house that have not yet been opened.

The Sixth Circuit has ruled that a homeowner cannot reasonably interpret an ACV endorsement to his policy as creating additional coverage for damage to his roof from a windstorm.

Discusses coverage when strong winds push ice off the water and onto land, damaging property.

Contractor fraud after tornadoes.