Things to consider aside from whether you've been naughty or nice.

When the insured makes a claim when there was no loss, and later makes a claim for a loss before the policy was in force.

When a toilet overflows, the cause of the overflow can make a difference in coverage.

This is the first in a series of charts giving season, frequency, expected damages, and preparations for a variety of natural disasters.

Coordination of appraisal and policy language.

A man plans a fraud in an act of revenge against his employer.

A summary of carriers placed under rehabilitation.

When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?

A discussion on the depreciation of labor in homeowners settlements.

ISO is revising the homeowners program and adding some new endorsements.