Parking Condo Coverage on Homeowners Policy? Q Our HO 00 03 05 01 insured owns, in conjunction with several other people, a private "parking…

Discusses the difference between vandalism and simply changes to the property.

Is damage from a visiting ill dog covered under the homeowners policy?

Swimming pool as other structure.

Application of water backup endorsement.

When a hurricane topples a tree.

Fire, concrete roof and ensuing loss.

When part of an older roof is damaged, matching issues come into play.

Septic tanks and water backup.

When an insured changes carriers and discovers hidden damage, what should the date of loss be?