Determining use of office space when business equipment is kept there but business conducted elsewhere.

Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…

Questions set temperature requirement to maintain heat in a home.

What exactly is involved in the enforcement of an ordinance?

Discusses construction types, fire protection classifications, and their impact on homeowners rates. A working knowledge of construction and fire protection class distinctions is one key to properly underwriting and pricing homeowner risks.

Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.

MSO Common Provisions Form, MPL 01 01 11 Homeowners

A couch suffered water damage, but there was an undamaged matching love seat. Does ACV apply to loss payment?

HO 23 84 12 10 Mine Subsidence Coverage Endorsement - Kentucky (Schedule), December 2010 edition

A question of determining value of a claim when it takes a long time to settle and values change.