Words and terms used throughout the ISO Homeowners Policy, 2000 and 2011 Editions.

Analyzes the provisions applicable to ISO homeowners liability coverages. Discussion focuses on 2011 form wording but notes differences from the 2000 edition.

Analyzes the causes of loss (perils), exclusions, and miscellaneous property endorsements used in the ISO Dwelling Property Forms, 2014 edition.

Analyzes exclusions found in Homeowners forms that provide open perils coverage, as well as general exclusions found in the Homeowners forms. Incorporates changes made in the ISO Homeowners 2011 Program.

Analysis of property coverage agreements in ISO Homeowners policies, 2011 program. Includes significant differences between current 2011 and 2000 editions.

Discusses ALE expenses once insured has permanently relocated.

Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.

This article discusses replacement cost language under homeowners and dwelling policies.

Insured claimed he paid rent for staying at a girlfriend's house when in fact the checks were never cashed.

A recent office conversation involved a discussion of coverage for a town or board of education after an active shooter tragedy. Specifically,…