It will affect nonrenewal rules in personal auto policies.

A summary of the ISO Circular for June 18, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

The ISO chart showing Leasehold Interest Factors for 5%.

The declarations page for the ISO Homeowners policy forms.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

A church and its governing evangelical association were each found vicariously liable for injuries caused by a church employee who was acting in the scope of his employment.

In honor of the 95th anniversary of FC&S, we present a letter from the editor celebrating it's 20th anniverary in June of 1949.

Staged accidents and phony injuries lead to trouble.

Discusses dependent property contingencies and available coverages, as well as application of the additional coverage for civil authority.