Number of Deductibles Being Applied in Dispute   April 1, 2014   This insurance coverage dispute arose out of property damage to a condominium.…

Building Owner and Liquor Liability Coverage March 24, 2014 If an insured restaurant serves liquor, the standard ISO General Liability policy CG 00…

Identity Theft   Can Anything Be Done?   March 26, 2014 Summary: Identity theft is increasingly in the news, whether it is the clever ad…

Coverage Exists for Water Damage Emanating From Within Residence Premises’ Plumbing System March 24, 2014   On appeal from the Circuit Court,…

Additional or Replacement Auto March 18, 2014   Our insured has a personal auto policy with three vehicles listed.  On 11/6/13 she purchased…

Carbon Monoxide Poisoning and the Question of One Occurrence Versus More Than One   March 18, 2014   Petitioners appealed a ruling by a county…

Liability Outbreaks from Foodborne Illness   Defining the Number of Occurrences   By David D. Thamann, JD, CPCU From the February 2013 issue…

Corporate Identity Theft   Minimize Risk of Reputational, Financial Harm   By Susan Massmann From the April 2012 issue of Claims Magazine…

Never By Accident   Coverage Concerns for Building Trade Contractors   By David D. Thamann From the February 2012 issue of Claims Magazine…

Fences, Walls, and Barriers in Between   Material, Intended Purpose Determine Coverage   By Susan Massmann From the December 2012 issue of…