Sources of Information Relevant to Trigger Duty to Defend   April 21, 2014   The United States Court of Appeals, Fifth Circuit, ruled last…

Coverage for Newly Acquired Trailer April 21, 2014 We have an insured who purchased a brand new utility trailer. Forty-five minutes after leaving the…

May 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with railroad protective liability insurance. When a business…

Does a Snow Emergency Constitute a Civil Authority Claim?   By Susan L. Massmann, CPCU From the April 2014 issue of Claims Magazine   While…

May 2014 Dec Page Article of the Month   When a business contracts with a railroad to perform work on railroad property, the contract ordinarily…

What Constitutes a Wind Event? April 14, 2014   Our policyholder was getting out of their vehicle in a parking lot. The wind takes the door out…

Other States Coverage under Workers Comp Policy   April 14, 2014   The insurer filed this action for a declaratory judgment seeking a declaration…

One Deductible or Two? April 7, 2014 A CP 00 10 form was written on three properties for the same insured, all located at different addresses. Each…

Widespread Drug Addiction An Occurrence Under Pharmaceutical Company’s CGL   April 7, 2014   The United States District Court for the…

Weight of heavy snow caused an in-ground pool cover to pull from its anchors and fall into the pool, causing damage to the liner and loss of water…