Special Limits and Fine Arts Regarding the HO 3, please confirm there are no Special Limits of Liability under Contents for Fine Arts, artwork, etc…

Collectible Coins and Special Limits Our insured was the victim of a burglary from his residence. Among the items stolen were a collection of coins.…

Crossed Wires Caused Artificially Generated Electrical Current Our insured was changing a light bulb in an old fixture and the wires crossed, causing…

The Supreme Court of Alaska ruled that an unmarried "spouse" was not covered under an auto insurance policy in Cole v. State Farm Ins. Co., No. S-11460,…

The U.S. District Court for the Middle District of North Carolina ruled that a tenant could recover under the building coverage of a Standard Flood…

October 2008 Intro Page No. 953 October 1, 2008  Dec Page   The question of the month deals with employment practices liability coverage.…

October 2008 Dec Page Question of the Month   Employment practices liability claims arise when employees (and former employees) file actions against…

Dec Page April Question of the Month Workers compensation is usually thought of as a compensation system for employees who are injured in the course…

Dec Page June Question of the Month Many times the issue of the insurability of punitive damages comes before a court. The answer to the question of…

September 2008 Dec Page Question of the Month   The bodily injury and property damage liability coverage offered by the CGL form is subject to…