Core Article Library


Short-term Rental of Secondary Home Issues I am trying to determine whether the short-term rental of a secondary home compromises coverage in some way…

October 29, 2008

Power surge blew out four laptop computers. Does artificially generated electrical current exclusion on property cause of loss form prevent coverage for the computers?

October 27, 2008
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Injuries to Neighbor by Insured Barred by Exclusion in HO's Policy for Injury Caused by Violation of Penal Law   In Wilderman v. Powers, 110 Conn.App.…

Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…

October 20, 2008
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Breach of Covenant of Good Faith and Fair Dealing Claim Barred by Res Judicata In L.A. Limousine, Inc. v. Liberty Mut. Ins. Co., 2008 WL 3824762…

Awning on Camper Damaged by Windstorm Our insured has a camper/trailer covered under a business auto policy. This camper/trailer has an awning attached…

Barn Not Personal Property under Building and Personal Property Coverage Form Under the CP 00 10 04 02, coverage A 1. covered property, a (4), is an…

October 17, 2008

Failure to Comply with Duties under Policy We have run into a situation in which an insured has failed to respond to our attempts at contact in order…

Deductible not Applicable to Transportation Expenses Under the standard business auto policy, transportation expenses of up to $20 per day is allowed…

October 17, 2008

Voluntary Payment by Insured Leads to Denial of Coverage We insure a company under a standard Businessowners Liability policy. Our insured was hired…