The judges acknowledged the policyholder had had a string of bad luck, but even the worst of luck cannot overcome policy conditions.

When an insured fails to disclose that the vehicle was damaged in a police encounter when the insured refused to stop the vehicle.

In this article the ISO Broadened Home-Sharing Host Activities Coverage endorsement HO 06 63 that applies to the homeowners and condominium policy is explained.

HO 34 03 03 22 Personal Injury Aircraft Exclusion homeowners endorsement.

HO 24 96 03 22 Exclusion Of Farm Employees Illegally Employed homeowners endorsement.

HO 24 03 03 22 Non-Owned Motorized Bicycle And Motorized Scooter Liability Exclusion homeowners endorsement.

HO 07 50 03 22 Additional Insured - Managers Or Lessors Of Premises Leased To An Insured homeowners endorsement.

HO 34 02 03 22 Model Or Hobby Aircraft Liability Exclusion homeowners endorsement.

HO 24 89 03 22 Personal Injury Coverage homeowners endorsement.

HO 24 75 03 22 Supplemental Watercraft Liability Coverage homeowners endorsement.