When the warranty requires steps beyond the insurance policy.

Questions the amount payable on a blanket property policy when not insured to value.

Bailee's Coverage—Processing or Work upon Exclusion Q We have written a commercial laundry account for many years. In 1986 they ruined some…

Collapse — Defective Materials or Methods Q A basement wall collapsed as a subcontractor, hired by my general contractor client, was back-filling.…

Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…

Inventory Loss Exclusion and Missing Property Q Recently I submitted a claim for an insured that operates a hospital. He carries insurance for his…

Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…

Commingling of Funds by Brokers Q In reviewing the material, we see that some states allow agents to commingle agency and company monies; and others…

Who Is Responsible for Builders Risk Deductibles?   Currently, we have a requirement that the municipality I represent be a named insured on builders'…